What to expect when entrusting John Drummey with your future …

In today’s “always connected” society, it’s hard not to suffer from information overload. This is especially true for investors, who face a vast array of ever-changing information – only some of which comes from reliable sources.

How can you separate the wheat from the chaff, the signal from the noise? What financial information is actually relevant to you, at your age and in your current stage of life? John Drummey can help, because I have your best interests in mind. I strive to know my clients personally and to understand their personal situations. Only then can I tailor strategic solutions to their financial goals.

What keeps you up at night?

• Business Planning (retirement plan options, business succession)
• Personal Finance (budgeting, home ownership, organizing documents, reduce spending)
• Education Planning (saving for college, financial aid, private student loans)
• Estate Planning (trust basics, estate planning documents, avoiding probate, choosing beneficiaries, minimizing estate taxes)
• Insurance Planning (life insurance, long-term care, income replacement insurance)
• Retirement Planning (traditional IRAs, “stretch” IRAs, Roth IRAs, saving for retirement, Required Minimum Distributions, rollovers from employer-sponsored plans)
• Debt Management (what is “good” debt, how to save for retirement while paying off debt)
• Social Security/Medicare (understanding your Social security options, optimizing when you election to start benefits, healthcare in retirement, working during retirement)
• Life Events (buying a home, getting married checklist, dealing with divorce, starting or buying a business)
• Investment Planning (handling market volatility, asset allocation, introductions to stocks, bonds, Unit Investment Trusts, Master Limited Partnerships, mutual funds, Exchange-Traded Funds)
• Eldercare (caring for aging parents, understanding long-term care insurance, planning for incapacity)